Housing

Criteria:

• Member of the Mohawks of Akwesasne.
• In good standing with MCA.
• First month's rent and security deposit due before move-in.
• Tenant responsible for utilities. 

How to Apply:

• Applications available at Housing office or via email.

Notes:

• There are a limited number of apartments and a subsequent waitlist for rentals.
• The Rent-to-Own Program is inactive.
• Emergency housing is not available. 

The Bank of Montreal (BMO) can provide loans up to $250,000 for purchasing existing housing.
  

Criteria:

• Same as for new construction but applies to existing homes. 

How to Apply:

• Application made through Bank of Montreal.
• BMO contacts MCA Housing for mortgage guarantee.

The Canada Mortgage & Housing Corporation (CMHC) can assist with emergency repairs needed immediately, with funding available up to $20,000. 
    

Criteria:

• Member of the Mohawks of Akwesasne.
• Must be in Good Standing with MCA.
• Primary residence.
• Household income below $57,000 annually. 

How to Apply:

• Application available at Housing or can be emailed.
• Complete the application and sign each page.
• Provide the Certificate of Possession and confirmation of income.
• Submit 3 contractor quotes. 

The Elders Emergency Fund is a one-time allocation of up to $5,000 for unexpected emergencies such as no heat or water, roof repairs, minor carpentry repairs, etc. 
  

Criteria:

• Member of the Mohawks of Akwesasne.
• Must be 60 years of age or older.
• Head of household.
• Assistance for primary residence. 

How to Apply:

• Notify Housing by phone, memo, or email.
• Housing inspects and determines the nature of emergency.
• Report submitted with recommended action and costs. 

• New construction loan up to $250,000 with a 1% interest rate.
• Monthly payments of $942.18 for a 25-year term. 

Criteria:

• Member of the Mohawks of Akwesasne.
• Must be in Good Standing with MCA.
• Land survey and Certificate of Possession required.
• Land must meet specific size requirements based on water and sewer access.
• Environmental assessment and house plans required. 

How to Apply:

• Application available at Housing or can be emailed.
• Complete the application and sign each page. 

• Repair loan up to $8,000 with monthly payments of $229.14 for a 3-year term.
• Renovation loan up to $20,000 with monthly payments of $359.37 for a 5-year term. 

Criteria:

• Member of the Mohawks of Akwesasne.
• Reside within the Territory of Akwesasne.
• Must be in Good Standing with MCA.
• Certificate of Possession in your name.
• Primary residence.  

How to Apply:

• Application available at Housing or can be emailed.
• Complete the application and sign each page.
• Provide a quote for the necessary repair or renovation.